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Travel Insurance for Australia
Make sure you're covered for your next trip to Australia with Australia Holiday Insurance Get a Quoteor Retrieve your quoteNeed Travel Insurance for Australia? We’ve got you covered
For many holidaygoers, Australia is a once-in-a-lifetime experience, and because of the distance between the UK and Australia, you will want to do and see as much as possible while visiting the land Down Under.
Whether it’s diving in the Great Barrier Reef, surfing on the Gold Coast or white-water rafting in Tasmania, Australia is one of the best destinations in the world for holiday activities.
You’ll find some of the best beaches in the world in “Oz”, but it’s also well-known for backpacking, camping, road trips and diving. Whatever your travel style, you’ll find something to fit the bill in Australia.
Whether you’re going on a wild adventure or just looking for some winter sun, it’s critical to be insured before heading to Australia to protect yourself against any unforeseen events. Make sure you secure Travel Insurance for Australia. That way, you’ll be able to unwind and enjoy yourself.
Tips you need for your trip Down Under
As one of the most popular tourist destinations in the world. You will want to be organised to make the most of your once-in-a-lifetime trip. To help you prepare, we’ve created our top travel tips to read over before packing your bags and heading to Australia.
Choose the right season
You will want to visit Australia during the season most suited to your itinerary. Do you want to go on a tropical vacation? Or take on the outback? Perhaps you’d like to trek across Tasmania’s unspoiled wilderness? Here is a breakdown of Australia’s seasons:
- December to February is the summer season. The average temperature in the major capital cities throughout the summer ranges from 20°C to 37°C (68°F to 99°F).
- From March through May, it is autumn. Temperatures in the autumn range from 17°C to 35°C (63°F to 95°F).
- From June through August, it is the winter season. Temperatures range from 11°C (52°F) in the south to 30°C (86°F) in the north.
- From September until November, the spring season is in full swing. From the south to the north, daily temperatures range between 17°C and 35°C (63°F and 95°F).
Check the entry requirements
You will require a valid Australian visa to enter the country unless you are an Australian citizen. All passport holders must apply for a visa before leaving their country, regardless of age. At your local Australian Embassy or Consulate, you may apply for a variety of Australian visas, including tourist and working holiday visas. You can apply for your visa on the Australian Department of Home Affairs website. There are several Australian visas available to international visitors. The duration of your stay, your passport, and the purpose of your trip all influence which Australian visa you should apply for.
Electronic Travel Authority (subclass 601) – This visa allows you to visit Australia as many times as you want for a year, with each visit lasting up to three months. This visa is accessible to visiting citizens from a variety of countries and regions.
eVisitor is an electronic visitor (subclass 651) – This is a free visa that allows you to visit Australia for up to three months at a time for either tourism or business within a 12-month period. This visa cannot be extended and is only available to select European countries.
Visitors Visa (subclass 600) – The Visitor Visa permits you to travel to Australia for leisure or business and is available to people of any nationality. In most cases, a stay of up to three months is permitted, but in exceptional situations, a stay of up to 12 months can be granted. To apply, applicants will have to pay a fee.
Remember your sunscreen
It can’t be emphasised enough, wear your sunscreen! In Australia, the sun can be deadly, especially in the summer months between December and February, regardless of this- you should protect your skin all year round! The best method to protect yourself against any skin damage is to apply a thick layer of sunscreen and seek shade midday, so don’t forget.
Embrace the local lingo
Australians speak English, although perhaps not in the way you’re used to hearing it. The Aussie version of English is rich with unique slang, colloquialisms, and idiomatic expressions that can initially seem bewildering to visitors from the UK or other English-speaking countries. The further away you travel from metropolitan areas like Sydney or Melbourne, you may also notice that the Australian accent becomes more pronounced and distinct.
Tips for adapting to Australian English:
- Don’t hesitate to ask for clarification if you don’t understand a word or phrase. Most Australians are friendly and will be happy to explain.
- Watching local TV shows or listening to Australian radio can be a fun way to get used to the accent and slang before your trip.
- Remember, context is key. Many Australian slang terms and idiomatic expressions are best understood in the context of a conversation.
Do I need Travel Insurance for Australia?
Although most visits to Australia are problem-free, things can go wrong. Having a high-quality Travel Insurance for Australia could end up saving you a lot of money, especially if you need medical treatment.
If you are injured, become unwell or require immediate medical attention, it’s reassuring to know that Australia Travel Insurance could pick up the bill. Australia has a reciprocal healthcare arrangement in place for UK travellers, although there are a number of exclusions that you will need Travel Insurance for Australia to cover, such as ambulances, medical evacuation, and medicines if you’re not an inpatient in a hospital.
Also, the reciprocal agreement does not cover pre-existing medical conditions, so ensure you declare these on your policy. Failing to declare your existing medical conditions could make your Travel Insurance policy void and result in you paying out of pocket, should anything go wrong.
Do I need Travel Insurance for Australia?
Although most visits to Australia are problem-free, things can go wrong. Having a high-quality Travel Insurance for Australia could end up saving you a lot of money, especially if you need medical treatment.
If you are injured, become unwell or require immediate medical attention, it’s reassuring to know that Australia Travel Insurance could pick up the bill. Australia has a reciprocal healthcare arrangement in place for UK travellers, although there are a number of exclusions that you will need Travel Insurance for Australia to cover, such as ambulances, medical evacuation, and medicines if you’re not an inpatient in a hospital.
Also, the reciprocal agreement does not cover pre-existing medical conditions, so ensure you declare these on your policy. Failing to declare your existing medical conditions could make your Travel Insurance policy void and result in you paying out of pocket, should anything go wrong.
What is included in my Travel Insurance policy for Australia?
When travelling, it’s always a good idea to get Travel Insurance, especially if you are over the age of 65 or suffer from any pre-existing medical conditions. At Just Travel Cover we will compare a range of insurers to help find a policy with the cover you need at a price that suits your budget. There are usually bronze, silver and gold options to choose from each insurer, and we can provide:
- Cancellation or curtailment cover of up to £12,500 (£30,000 if per person).
- Up to £15 million in emergency medical costs per person.
- Personal effects and baggage up to £3,000 per person.
- Missed flight coverage of up to £1,500 per person is available.
- Covid-19 cover is avaialble.
What is included in my Travel Insurance policy for Australia?
When travelling, it’s always a good idea to get Travel Insurance, especially if you are over the age of 65 or suffer from any pre-existing medical conditions. At Just Travel Cover we will compare a range of insurers to help find a policy with the cover you need at a price that suits your budget. There are usually bronze, silver and gold options to choose from each insurer, and we can provide:
- Cancellation or curtailment cover of up to £12,500 (£30,000 if per person).
- Up to £15 million in emergency medical costs per person.
- Personal effects and baggage up to £3,000 per person.
- Missed flight coverage of up to £1,500 per person is available.
- Covid-19 cover is avaialble.
What Travel Insurance do I need to go to Australia?
You can purchase a single or annual trip policy for your trip down under. Single trip policies can cover you for 1 trip up to 365 days in length. An annual trip policy can cover you for multiple trips within a 12-month period up to 93 days in length. If you are backpacking, then you will need specific backpacking insurance. Just Travel Cover can provide Travel Insurance for leisure holidays only.
If you require one-way Travel Insurance to Australia and will be travelling to multiple places, you can purchase a single trip policy and select all destinations you will be visiting under the same policy.
What Travel Insurance do I need to go to Australia?
You can purchase a single or annual trip policy for your trip down under. Single trip policies can cover you for 1 trip up to 365 days in length. An annual trip policy can cover you for multiple trips within a 12-month period up to 93 days in length. If you are backpacking, then you will need specific backpacking insurance. Just Travel Cover can provide Travel Insurance for leisure holidays only.
If you require one-way Travel Insurance to Australia and will be travelling to multiple places, you can purchase a single trip policy and select all destinations you will be visiting under the same policy.
How do I choose the right Travel Insurance for my trip to Australia from the UK?
When selecting Travel Insurance for your journey from the UK to Australia, consider factors such as the cost of your holiday, the nature of your trip (e.g., tourism, working holiday), and any specific activities you plan to undertake, like diving or hiking. Look for policies that have high cover for emergency medical expenses, trip cancellations, lost luggage, and potential delays. Comparing different policies will help you find the best fit for your needs. At Just Travel Cover, we do the comparing for you! We will only show you Australia Travel Insurance policies that meet your travel needs, including your age and any pre-existing medical conditions (as long as you declare them). You can then choose from bronze, silver, or gold policies. It is important to note, that if you plan to take part in any activities while Down Under, make sure they are covered under ‘activity pack A’, and if not, you can select ‘activity pack B’ for an additional premium.
How do I choose the right Travel Insurance for my trip to Australia from the UK?
When selecting Travel Insurance for your journey from the UK to Australia, consider factors such as the cost of your holiday, the nature of your trip (e.g., tourism, working holiday), and any specific activities you plan to undertake, like diving or hiking. Look for policies that have high cover for emergency medical expenses, trip cancellations, lost luggage, and potential delays. Comparing different policies will help you find the best fit for your needs. At Just Travel Cover, we do the comparing for you! We will only show you Australia Travel Insurance policies that meet your travel needs, including your age and any pre-existing medical conditions (as long as you declare them). You can then choose from bronze, silver, or gold policies. It is important to note, that if you plan to take part in any activities while Down Under, make sure they are covered under ‘activity pack A’, and if not, you can select ‘activity pack B’ for an additional premium.
Cover for Pre-Existing Medical Conditions
- Emergency medical, hospital and medical expenses up to £15m
- Repatriation (the cost of getting you home)
- Emergency dental care
- Accommodation expenses
- 24 hour medical assistance line
We Compare Prices From These Insurers
Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.
