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Looking for Travel Insurance That Covers Covid-19?
The pandemic has changed the way we travel, and Travel Insurance has never been so important.
Whilst you may have travelled since the pandemic, we understand you may still have concerns about how Coronavirus might still have an impact on your holiday plans. As the majority of the world has relaxed covid entry requirements, a few still remain so it is important to ensure that you’re still protected should you contract Covid-19 abroad or at home.
All of our policies include cover for cancellation if you contract Covid-19 within 14 days of your departure as well as emergency medical and associated expenses including repatriation, if you contract Covid-19 abroad. As each insurer has different terms, please check the policy wording.
Your Coronavirus Travel Insurance Questions Answered
If I fall ill at home with COVID-19 and cannot travel am I covered under Travel Insurance?
Yes, with some of our schemes you will be covered as standard, subject to a medical certificate / test result, providing you have tested positive for Covid-19 within 14 days of travel. Note that with some insurers you will not be covered for Covid-related cancellation claims within the first 7 days after the policy start date. Check policy wording for more details.
Can I still buy Travel Insurance with Covid cover if I have not been vaccinated?
Yes, you can still buy Travel Insurance if you have not been vaccinated against Covid-19. At Just Travel Cover all our policies include cover for Covid-19 regardless of whether or not you have had a covid vaccine. However, it is always important to check the policy wordings for any exclusions that may apply and ensure that you have adequate cover for your individual needs and circumstances.
Does Covid cancellation cover start immediately?
While cancellation cover typically starts immediately on a single trip policy, you should be aware that some insurers stipulate that you will not be covered for Covid-related cancellation claims within the first 7 days after the policy start date. Please check the policy wording when obtaining a a quote.
If I fall ill with COVID-19 (or other pandemic illness) when I am on holiday will I be covered?
You will be covered on all schemes for emergency medical (and associated) expenses, provided you have not travelled against government / medical advice. All insurers provide different levels of cover – check the policy wording or call us for details.
Does Travel Insurance cover me if there is a change in FCDO (government) advice?
You will not be covered to travel to any destination where the Foreign, Commonwealth and Development office (FCDO) has advised against all, or all but essential Travel, and it is your responsibility to check the latest advice from the FCDO prior to commencing your trip.
If the FCDO changes its advice for the country you are travelling to due to Covid-19, you will not be covered to claim for cancellation on your Travel Insurance.
If this does happen you should contact your travel agent or tour operator who will usually provide alternative options.
I've changed my holiday date due to COVID-19 and I already have Travel Insurance. Can I change dates?
It is usually possible to change the dates on your policy, and how far into the future you can amend to will depend on which company you are insured with. Please call us to discuss your options.
Cancellation cover before you travel
- Cancellation cover if you contract Covid-19 before your holiday and cannot travel*
- Cancellation cover if there is a hospitalisation or death of a close relative from Covid-19.
*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.
Covid-19 cover during your holiday
- Cover for emergency medical expenses (up to £15m) if you contract Covid-19 on holiday
- Cover for accommodation and/or travelling expenses incurred*
- Repatriation cover to help you get back home
*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.
You Can Compare Prices and Cover From These Insurers
All insurers will provide cover for Emergency Medical (and associated) Expenses should you need assistance while abroad. Each insurer and level of cover will provide different terms and you should read all policy documents before purchasing, alternatively, you can click here to view the policy wording and important information for each insurer.
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