Why Travel Insurance is a necessity for your South American Cruise

Soon to set sail on a South American cruise? Between Brazil’s captivating sambas and the Amazon’s wonders, the journey is full of adventure and exciting things to see and do. Yet, as you prepare for your cruise, it’s crucial to anchor your excursions with Travel Insurance. Just Travel Cover stands out in its ability to provide Cruise Travel Insurance that meets your needs. There’s no age limit with some insurers, additional benefits with others and cover for pre-existing medical conditions too.  No insurance company can provide cover for every traveller/holiday, but it is our aim to always provide a quotation where possible – if we cannot, we’ll signpost you to somewhere we think can help.

Region-Specific Travel Concerns

South America’s mosaic of cultures and terrains means travellers will encounter a range of diverse landscapes, histories, and cultures, but you should also be aware of potential challenges that could affect your holiday:

• Altitude: Places like the Andes, particularly Cusco or La Paz, can lead to altitude sickness. Proper acclimatisation and preparation are key; make sure you stay hydrated and allow your body to adjust before undertaking strenuous activities.
• Tropical Rainforests: The Amazon’s humidity is a hotspot for diseases such as malaria. Getting suitable vaccinations prior to your trip is advised.
• Coastal Areas: South America is surrounded by beautiful beaches, but you need to be careful. Remember to protect your skin from the sun, seek shade and stay hydrated. It is also a good idea to secure Travel Insurance that covers activities, such as water sports, that you may take part in during your trip.

Before embarking on a South American cruise, securing the appropriate Travel Insurance is as vital as the preparation itself, ensuring both safety and peace of mind during your holiday.

Why Just Travel Cover?

At Just Travel Cover, we know that every traveller is unique, which is why when providing a quote, we will only show you policies that best fit your travel needs, including cover for your pre-existing medical conditions. When obtaining your policy, it’s essential to declare any medical conditions to secure substantial cover. You must also answer ‘Yes’ to the cruise question, and we may be able to provide you with cruise-specific benefits tailored to your trip. Travel Insurance cover for cruises can include the following but varies between schemes:

• Cancellation: Up to £12,500 per person (£50,000pp on referral).
• Medical and repatriation cover: Up to £15m pp
• 24/7 Medical Assistance: Because we know emergencies don’t wait.
• Baggage Cover: Safeguarding your belongings with up to £3,000pp.
• No Upper Age Limit: We believe age is just a number, which is why certain schemes have no age restrictions, including cover for senior travellers over 70.

Some policies also include the following cruise benefits:

• Missed Port Departure: Up to £1,500pp.
• Cabin Confinement: Up to £1,500pp.
• Unused Excursions: Up to £500pp due to unforeseen changes.
• Itinerary Changes & Interruptions: Up to £750pp for changes and £1,500pp for interruptions.

Don’t Let It Happen to You

According to ABI data, claim payouts tend to increase with age. The average claim value is £571 for those aged 36-40, jumping to a significant £1,950 for travellers aged 71-75. This is reflected in the average single-trip premium, which is £40 and £109, respectively. It’s clear as age increases, so does the importance of substantial and specialised cover.

Your South American cruise promises memories of a lifetime. Don’t let unforeseen events cloud this experience. Travel insurance is your safety net to protect you against the unexpected. With Just Travel Cover, you’re not just buying a policy; you’re investing in peace of mind. Our panel of insurers ensure there’s something suitable for most travellers. Ready to cruise South America with confidence? Get a quote today.

South American Cruise Travel Insurance FAQs

Frequently asked questions about Travel Insurance for South American Cruises.