When should you buy Travel Insurance?

We buy Travel Insurance to protect us from when things don’t go as we planned, but when is the best time to arrange your Travel Insurance? As money-saving expert Martin Lewis advises, you should secure your Travel Insurance ASAB. As soon as you book your trip.

Travel association ABTA found that last year, one in five holidaymakers travelled without Travel Insurance, putting themselves at risk.

Buy as soon as you’ve booked

We always recommend that you buy your Travel Insurance as soon as you have booked your trip.

Waiting until the last minute is a mistake that could be costly. Travel Insurance does not just cover you whilst you are away; it will also cover you for cancellation before your trip.

Having your Travel Insurance in place will cover you against any financial loss should you need to cancel your trip due to unforeseen circumstances* or illness.

Don’t just take our word for it Martin Lewis, founder of Money Saving Exper, also recommends you to “Buy as soon as you’ve booked to cover cancellation and pre-trip illness”.

Does it cost more?

No, with our panel of insurance companies, the cost of a Travel Insurance policy is the same whether you book it the same day you book your holiday or the day before you travel.

By arranging your Travel Insurance early it’s one less thing to think about and you’ll have peace of mind that you are protected should the worst happen. Travel Insurance can also save you a lot of money in the long run, as with out it, you could end up paying a lot of money out of pocket for unexpected medical bills or for cancellations. 

If you travel frequently, it might be worthwhile getting an Annual Travel Insurance policy. This money-saving Travel Insurance option is a great choice for frequent jet setters and saves them time and money by having a policy in place. If you don’t travel often, it may work out cheaper to purchase a Single-Trip Travel Insurance policy.

Will my medical conditions be covered?

Yes, when arranging your Travel Insurance, you will answer questions in relation to your pre-existing medical conditions. Answer these questions truthfully, and you will be covered for cancellation of your trip if you are unable to travel due to one of your existing medical conditions or anything unforeseen while away. It is important to declare all pre-existing medical conditions, as failing to do so could make your policy void and cost you more money in the long run.

If you prefer to speak to someone you can contact our friendly staff on 0800 294 2969 for assistance.

Awarded Best Travel Insurance Provider

Just Travel Cover are proud to be named the UK’s Best Travel Insurance Provider as of the 2023 Insurance Choice Awards. When you buy a Travel Insurance policy with us, you are securing peace of mind should something not go to plan.

Already booked your trip

Compare up to 48 prices online today, there are no age limits on our single trip insurance policies, and cover is available for hundreds of medical conditions, including heart conditions, diabetes and cancer.

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​​*Subject to terms and conditions set out in the policy wording.