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by Sarah Forster
-2 June 2023
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Home > Latest News > Selecting the Ideal Travel Insurance for Over 65’s
Selecting the Ideal Travel Insurance for Over 65’s
At Just Travel Cover we are a broker with access to a unique panel of Travel Insurance products. We work with several insurers to be able to provide cover for people of all ages, including those over 65 and those with pre-existing medical conditions, for whom finding adequate Travel Insurance can often be difficult.
This guide will help you navigate the process of choosing Travel Insurance that may best suit your requirements, while considering factors such as pre-existing medical conditions and the nature of your trip.
This page was last updated on 02/06/23.
When choosing Travel Insurance for over 65’s, consider the following factors to find a policy that may align with your needs:
1. Cover: Ensure the policy covers medical expenses (all of our policies cover at least £5m), trip cancellations, (enough to cover the cost of your holiday) lost or stolen luggage, and other potential things that could go wrong during your holiday.
2. Pre-existing medical conditions: Make sure these are declared and that they are accepted by the insurer.
3. Policy limits: Compare the cover limits against what you need, e.g. if the cancellation is £2,000, but your holiday has cost £15,000, this is not sufficient. Always remember that the limits are per person on Just Travel Cover’s policies.
4. Exclusions: Review the policy exclusions to understand what is not covered, as this can impact your decision. Note sometimes insurers will have blanket exclusions, others will have annual exclusions only, but we won’t show these policies to you once you enter your information online.
5. Customer support: Choose a provider with a responsive and knowledgeable customer support team that can assist you throughout your journey, if you need to make a claim and when you return home.
Ready to find the right Travel Insurance policy for your upcoming trip? Just Travel Cover can help you compare options and find a policy that caters to your unique needs. Click the button below to start comparing travel insurance policies tailored for over 65’s.
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FAQ’s
What factors may affect the cost of Travel Insurance for over 65's?
The cost of Travel Insurance for over 65’s can depend on various factors, such as age, destination, trip duration, and pre-existing medical conditions. We’ll compare prices from several insurers for you and then list these in order – usually you’ll see the bronze level at the top, and you’ll need to scroll down to find the silver and gold equivalents. Always check the cover limits and excess to make sure they meet your needs. All gold policies also include Smart Luggage, which is an exclusive benefit that pays out in real-time for lost luggage.
Can I find Travel Insurance for over 65's with pre-existing medical conditions?
Yes, we are a medical Travel Insurance specialist and can provide policies that cater for travellers over 65 with cover for hundreds of pre-existing medical conditions. Having a panel of insurers rather than just one policy options means we can provide a number of options for you to choose from.
