by Sarah Forster

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2 June 2023

Blogs

Coronavirus

Cruise holidays have become more popular over the years, and it isn’t hard to see why when you can discover more destinations than your typical holiday and travel in style.

Travel Insurance is vital. There are specific cruise benefits which you may not be aware of, but that could come in handy should something not go to plan.

Our cruise isn’t leaving UK waters, why do I need Travel Insurance?

Even if your cruise is sailing around the UK, Travel Insurance is an essential requirement, with most cruise liners requesting proof of Travel Insurance before boarding. If you require medical treatment onboard a cruise ship in UK waters, any treatment needed is not covered by the NHS, and this is where your Travel Insurance plays a vital role. It is also why cruise providers specifically ask for medical and repatriation cover as high as £2milion.

What am I covered for?

Just Travel Cover offers Cruise Travel Insurance for all ages and pre-existing medical conditions. We compare several specialist insurers and prices to find you affordable cover that is catered to your specific needs.  Our policies even cover you if you are visiting multiple destinations whilst away, including the flight element.

Cruise Travel Insurance will protect you for:

  • Cover for emergency medical expenses up to £15m (including related to Covid-19)
  • Cover for repatriation (including emergency evacuations)
  • Cancellation and curtailment cover
  • Cover for pre-existing medical conditions
  • Baggage cover up to £3,000 per person
  • Missed departure up to £1,500 per person
  • Cover for UK Cruises / Seacations
  • 24/7 Emergency medical assistance

Some policies offer cover for the cost of travelling home in the rare case you need to leave the cruise ship for medical reasons. They can also offer the additional benefits of:

  • Cancellation cover up to £12,500 per person (up to £30,000 on referral)
  • Missed port departure up to £2,000
  • Cabin confinement up to £2,000
  • Unused excursions up to £1,000
  • Itinerary change up to £1,000
  • Cruise interruption up to £2,000
  • Above limits based on Avion Gold.

Cruise cover differs per insurer. Please read your policy documents, to ensure that you have the appropriate level of cover to suit your personal and holiday needs.

Cruising and Covid

Over the last few years, we have seen Covid restrictions ease and be completely removed, but this doesn’t stop Covid-19 from affecting any potential cruising plans.

All our Cruise Travel Insurance products provide cover against the threat of Coronavirus. This covers you if you need to cancel your cruise due to a positive COVID test 14 days leading up to your cruise or if you test positive and become ill whilst away.

If you contracted Covid 19 on holiday, you will be covered under the emergency medical expenses section of your Cruise Travel Insurance Policy. If deemed medically necessary, most insurers will provide cover for you to extend your stay in a particular destination or if you need to quarantine. Terms and limits apply.

Just Travel Cover can provide cover 18 months in advance as well as compare prices from a range of specialist insurers. In just a few moments, you will be able to select a bronze, silver or gold policy that best suits your needs and requirements.

 

Cruise Travel Insurance

Did you know you can purchase your Cruise Travel Insurance 18 months in advance? In a few moments, you can have your Cruise Travel Insurance quote for 2024/25!

Specialist Travel Insurance with no upper age limit

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