Is a Luxury Cruise the Perfect Fit for You?

 Luxury Cruises can transport any traveller to a realm of tranquillity with entertainment options that are both grandiose and sophisticated. It’s easy to understand the growing popularity, as these cruises seamlessly blend the joy of exploring new destinations without sacrificing comfort, including gourmet dining experiences and rejuvenating spa treatments. The result? An unforgettable journey where every moment is crafted to delight and immerse you in a haven of sophistication and bliss. As with any holiday, you need to make sure your investment is protected. That is where Just Travel Cover comes in, comparing Cruise Travel Insurance policies from multiple insurers with no age limit and cover for those with pre-existing medical conditions.

What Does a Luxury Cruise Offer?

At its core, a Luxury Cruise offers a blend of elegance, comfort, and first-class service, providing an environment where every detail is curated for an exceptional experience. So, what exactly can you expect? From gourmet dining experiences to private butler services, the offerings are designed to pamper. However, the specifics can vary, so make sure you research different options.

Is a Luxury Cruise For You?

Luxury Cruises are a great option for those in retirement looking for new ways to see the world and take a well-deserved holiday. However, a luxury cruise isn’t just about age but also about your lifestyle and preferences. It caters to those who appreciate the finer experiences in life, offering a blend of relaxation and exploration. 

Is unparalleled service, world-class dining, and the freedom to explore multiple destinations without the hassle of constantly packing and unpacking your style? If you think Luxury Cruises are for you but are worried about the high premiums for Travel Insurance, we may be able to help. Itis our aim to provide a quotation for all travellers, regardless of age, destination, trip length and medical history. On the rare occasion where our insurers are unable to provide cover, we’ll signpost to somewhere we believe can help. 

The Pros and Cons of Choosing a Luxury Cruise

When it comes to planning a holiday, a Luxury Cruise stands out as a top choice for many. It’s like a floating luxury 5-star hotel that takes you to different destinations while you enjoy unparalleled amenities and personalised services. It is important to acknowledge the considerable cost that comes with it and if it meets your expectations.

Pros of a Luxury Cruise

• Premium Amenities and Services – Luxury Cruises are known for offering amenities and personalised services that are a class apart. Think fine dining, spacious rooms, and undivided attention.
• Hassle-Free Travel – One of the great things about a cruise is that you can explore multiple destinations without the trouble of packing and unpacking at each stop. It’s a smooth, comfortable way to travel.

Cons of a Luxury Cruise

• Cost – The unparalleled services come at a higher cost than standard holidays. The cruise fare can be substantial, and this is before adding any extras like excursions or speciality dining.
• Limited Individualised Experience – While Luxury Cruises do offer personalised services, the experiences can sometimes be limited to the options available on the ship. This means it might not fully cater to your preferences or interests at each destination.

Securing Your Luxury Cruise Experience

If you think a Luxury Cruise is the perfect holiday for you, protect it with specialised Cruise Travel Insurance. Here is how the right Travel Insurance can add value and security to your cruise holiday:

What Is Covered?

As standard, all of our policies cover the following, with ranging levels of cover depending on your travel needs and preferences: 

• Cancellation of £12,500 per person and £50,000 via our top-up policy (only available over the phone) – Unforeseen events can sometimes lead to the cancellation of your trip, and having an insurance policy that provides cancellation cover to the equivalent value of your holiday can give you peace of mind.
• Medical Emergencies up to £15,000,000 – Cruises often venture far from mainland medical facilities, and depending on where you are in the world, you may need to be transported to a different country for treatment, e.g. one client had a heart attack near the Falkland Islands, but was airlifted to Chile for treatment).
• Baggage Protection up to £3000 – Protect your belongings with a policy that offers a generous cover limit for lost, stolen or damaged baggage.

Cruise-Specific Benefits

Some Travel Insurance policies on our panel will also provide additional benefits for cruises, including:

• Missed Port Departure up to £1500 – Sometimes, one can miss a port departure due to various unforeseen circumstances. A policy that covers additional travel and accommodation expenses in such scenarios can be a lifesaver.
• Cabin Confinement up to £1500 – If you fall ill and are confined to your cabin, your policy can cover the losses incurred from not being able to utilise pre-booked amenities or excursions.
• Unused excursions up to £500- If, due to cabin confinement, you are unable to use pre-booked excursion tickets, you can claim back compensation
• Itinerary change up to £750- In the event of a missed port due to your cruise ship having to cancel part of the itinerary due to adverse weather or timetable restrictions)
• Cruise interruptions up to £1,500

At Just Travel Cover, we understand that everyone’s needs are different. That’s why we work with multiple insurers to cover as many scenarios as possible. If we cannot find a policy that best matches your needs, we will recommend someone who can. 

Luxury Cruise FAQs

Frequently asked questions for those considering a luxury cruise.