Are you over 50 and planning a trip? Travel insurance is essential for peace of mind while you’re away, but with so many options  available, it can be challenging to choose the right one. In this guide, we’ll provide tips on choosing the best Travel Insurance policy for those over 50.

This page was last updated on 02/06/23. 

When it comes to choosing the best Travel Insurance policy for those over 50, there are several factors to consider. The first and most crucial factor is medical cover. As we get older, we may become more susceptible to accidents abroad and we may have pre-existing medical conditions that could lead to complications when on holiday. It’s therefore important to find a Travel Insurance provider that covers pre-existing medical conditions, and that provides sufficient cover for emergency medical expenses and covers repatriation (the cost of getting you home). Remember that medical treatment abroad can cost thousands, if not tens of thousands of pounds, depending on where you are – Travel Insurance can pick up the bill and look after you if the worst happens.

We don’t like to think about it, but sometimes holidays do need to be cancelled for various reasons, such as illness, redundancy or the death of a loved one. Therefore, it’s essential to make sure your policy covers the full cost of your holiday. Remember that our cover limits are per person, so if you see £5,000 cancellation cover but are insuring / travelling as a couple, that’s £10,000 cover – is that more than the cost of your holiday?

Lost or stolen luggage and personal belongings are other common issues that travellers face. It’s essential to ensure that the policy provides coverage for these issues. And don’t miss our Smart Luggage benefit, which provides real-time payouts right when you need it, if your luggage is lost after 48 hours.* (*Terms apply)

Finally, consider the excess you will need to pay in the event of a claim. We provide policies with zero excess, but this can be up to £500 or more.

In addition to these factors, you should also consider the excess on your policy, the support available (all of our insurers provide a 24-hour English speaking helpline for medical emergencies). Policies from multiple providers can help you find the best value for your money – and you can do that right here!

Choosing the right Travel Insurance policy when you’re over 50 can be challenging and time consuming, but by considering your individual needs and comparing policies, you can find the best cover for your holiday. At Just Travel Cover, we offer a range of Travel Insurance policies for people over 50, including bespoke policies for those with pre-existing medical conditions. Use our comparison tool to find the right policy for your next trip and enjoy peace of mind during your travels.

 Visit our Over 50s Travel Insurance page today to find the right policy for your next trip and enjoy peace of mind during your travels.

FAQ’s